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By Ashley Thomas | Monday, September 23, 2024

Four Strategies to Reduce Workers’ Compensation Costs

As a business owner, finding ways to manage the rising costs associated with doing business is important. While your insurance coverages provide a vital safety net in the event of a loss, heightening premiums and claim costs can overburden an already tight budget.

By Ashley Thomas | Thursday, August 8, 2024

Workers’ Compensation: How to Manage Rising Claim Costs

Working as a landscaper or nursery employee is physically demanding, requiring your employees to move heavy materials and tools. Injury or hospitalization is a real risk, making Workers’ Compensation an essential insurance policy. Workers’ compensation helps your business and employees by covering expenses arising from these incidents, such as medical bills, lost wages and ongoing care costs.

By Ashley Thomas | Wednesday, July 3, 2024

Five Liability Risks You Need to Know

The risk of loss due to commercial liability is a fact of life for nearly every business. In the event of a claim or litigation, nursery or landscaping companies like yours can face a variety of consequences.

By Ashley Thomas | Thursday, May 23, 2024

Commercial Property Insurance Basics for Landscapers and Nursery Owners

Here’s a thought that keeps small business owners up at night: If something unexpected happens to your owned or rented building, such as a fire or break-in, how will you restore your business to normal? Could you manage that critical — and costly — task while ensuring your employees get paid during this stressful time? If you're not adequately covered, the potential losses could shutter your doors for good. 

By Ashley Thomas | Thursday, May 2, 2024

Rising Commercial Property Insurance Rates: Tips for Landscapers and Nursery Owners

For landscapers and nursery owners, commercial property insurance is a vital safety net that protects your business against significant loss.

By Ashley Thomas | Tuesday, March 5, 2024

Understanding Employee Benefits Liability Insurance

As a landscaping company or nursery owner, you might use employee benefits to encourage prospective employees to join your team. You’re not alone — amid the country’s ongoing labor shortage, comprehensive benefit packages can make all the difference when a candidate is weighing your hiring offer against a competitor’s.

By Ashley Thomas | Tuesday, February 20, 2024

Save on Your Auto Insurance: Three Tips to Help You Manage Your Premiums

Commercial auto insurance is an essential policy all landscapers and nursery owners should carry to ensure the risks of the road don’t become business-ending blunders.

By Ashley Thomas | Friday, February 2, 2024

New Year Insurance Tips for Your Business

The new year is ideal for landscapers and nursery owners to review their insurance policies. Over the past 12 months, your business might have celebrated exciting new milestones that could impact your insurance needs. Annually checking on your insurance policies is crucial to ensuring your business is properly protected in the event of a claim.

By Ashley Thomas | Thursday, November 30, 2023

Three Common Small Business Lawsuits and Ways to Protect Your Business

You might think your business is too small to become the target of a lawsuit, but that’s wishful thinking. No matter the size of your business or industry, business owners from all walks of life and industries find themselves the target of legal claims.

By Ashley Thomas | Thursday, November 30, 2023

Holiday Party Liability: Five Tips to Reduce Your Risk

For many landscapers and nursery owners, the end of the year is a valuable opportunity for your team to grow closer and celebrate the year’s accomplishments with a company-sponsored holiday party. Still, these events are notorious for reputation-eroding blunders stemming from high spirits and too much alcohol.

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